1. Increased Cash Flow: With the help of a working capital loan from City Access, customers can get the necessary cash flow to meet their short-term expenses such as inventory purchases, salaries, rent, etc. This, in turn, can help them to maintain their business operations without any interruption.
2. Business Expansion: Working capital loans can also help businesses to expand their operations. If a business is looking to open a new branch or hire more employees, they can use the loan to finance the expansion.
3. Better Credit Score: Timely repayment of the working capital loan can help improve the customer’s credit score. This, in turn, can help them to secure larger loans in the future with more favorable terms.
4. Customized Loan Terms: City Access can customize the loan terms to meet the specific needs of their customers. They can offer flexible repayment terms, low-interest rates, and loan amounts based on the customer’s creditworthiness and business plan.
5. Expert Advice: City Access has experienced professionals who can guide customers through the loan application process and provide expert advice on how to manage their finances effectively.

Overall, City Access can help our customers finance their daily operations with our Working Capital Loan. This loan can be utilized in meeting short-term business needs such as payroll, rent, and day-to-day operating expenses

Features:

Finance your daily operations with our Working Capital Loan. This loan can be utilized in meeting short-term business needs such as payroll, rent, and day-to-day operating expenses.

Features:

• Tenor is between 30 to 360 days.
• Repayment terms are customizable

If a customer gets an LPO loan from City Access, they can benefit in several ways. Firstly, the customer can access the funds they need to fulfill their orders promptly without having to wait for payments from their clients. This can help to improve their cash flow and prevent delays in delivery, which can affect their business reputation negatively.

Secondly, City Access can provide customers with flexible repayment terms that are tailored to their business needs. This means that customers can choose a repayment schedule that works for them, whether it’s weekly, monthly, or quarterly. This can help to reduce the financial strain on the business and make it easier to manage their cash flow.

Additionally, City Access can offer competitive interest rates on their LPO loans, helping customers save money on interest charges. This can help businesses to increase their profit margins, which can be reinvested back into the business for growth and expansion.

Overall, our LPO Finance offers credit facilities to finance local purchase orders or contracts involving the supply or delivery of visible items or products whose specifications are set out in the contract agreement or document.

Features:

• Valid LPOs from reputable institutions.
• Loan Amount does not exceed 70% of contract amount.
• Tenor and repayment terms are subject to the terms and conditions of the Order.

1. Flexible loan options: City Access offers a range of loan options with varying loan amounts, repayment terms, and interest rates. This allows customers to choose a loan that best suits their financial situation and budget.
2. Quick and easy application process: City Access has a streamlined application process that allows customers to apply for a loan online or over the phone. The process is quick and easy, and customers can receive a decision on their loan application within a day.
3. Access to funds: If a customer’s loan application is approved, City Access can provide access to funds quickly. This can be particularly helpful in situations where a customer needs funds urgently.
4. Consolidation of debt: If a customer has multiple debts with high interest rates, they may be able to consolidate these debts with a personal loan from City Access. This can help the customer to save money on interest and simplify their debt repayment.
5. Improve credit score: By taking out a personal loan from City Access and making timely repayments, a customer can improve their credit score. This can be helpful in the long run when the customer needs access to credit for other purposes.

Overall, a personal loan from City Access can be a helpful tool for customers who need access to funds for a variety of purposes. However, it’s important for customers to carefully consider their financial situation and ensure that they can afford to repay the loan before applying.

Our Personal Loan is designed to meet the personal needs of employees of reputable organizations.

Get up to 380,000 Turkish Lira Personal Loan with:

• 24HrsTurnaround Time
• Easy Documentation
• Low Interest Rate

Requirements:

• Completed Application Form
• Proof of Employment
• Last six (6) months bank statement evidencing salary payment
• Current Utility Bill
• NUBAN-Compliant Postdated Cheques/Activation of Recova BVN Based Direct Debit
• Copy Of Employee Identification Card & Valid ID card

1. Provide funding: Import duty financing can be a significant financial burden for businesses, particularly small and medium-sized enterprises (SMEs). City Access can provide funding to cover the import duty costs, allowing the customer to continue with their business operations.
2. Flexibility: City Access offers flexible repayment terms that can be tailored to suit the customer’s needs. This can include options such as repayment holidays, extended repayment periods, and variable interest rates.
3. Quick and easy application process: Applying for an import duty financing from City Access is a straightforward process. The customer can apply online or in person, and the application process typically takes only a few days.
4. Expert advice: City Access has a team of financial experts who can provide guidance and support to customers throughout the financing process. They can help the customer understand the terms of the loan, calculate repayment amounts, and ensure that they are making informed financial decisions.

This product offers short term credit facility to importers who have imported goods into the Country and need to clear the goods from the port to avoid demurrages. It can be used to cover all the direct costs relating to the duty, transport, clearing agent, etc.

Features:

• For importers of authorized goods
• Tenor does not exceed 90 days.
• Repayment terms are customizable.

INVOICE DISCOUNT FINANCING

Invoice discount financing allows customers to receive cash upfront for outstanding invoices, rather than waiting for the invoice to be paid in full. This can help improve cash flow and provide working capital for the business.

You can raise funds from your invoices to improve your cash flow, pay employees and suppliers, and reinvest in operations and growth for your business. This facility allows businesses to access funding against their invoice before the receipt of payment from their contract employer.

Features:

• Valid Invoices from reputable institutions.
• Loan Amount does not exceed 70% of invoice amount.
• Tenor and repayment terms are subject to the terms and conditions of the Order.

BRIDGE FINANCING

Bridge financing provides short-term funding to bridge the gap between the need for immediate cash and the receipt of long-term financing. This can be useful for businesses that need to make a large purchase or investment, but do not yet have the necessary funds.

Features:

• For businesses with relatively solid position
• Tenor is between 30 to 180 days.
• Repayment terms are customizable.

LEASE FINANCING

Lease financing allows businesses to acquire the equipment they need without the upfront costs of purchasing it outright. Instead, the business leases the equipment and makes regular payments over a set period of time. this product facilitates the acquisition of physical assets such as vehicles, generators, computers, home appliances, etc. by extending short-term direct loans to MSMEs, employees of blue-chip companies, top professionals, other high net worth individuals.

City Access helps its customers by providing them with the financing they need to meet their unique business needs. By offering bespoke financing solutions, City Access can help businesses improve cash flow, make strategic investments, and acquire the equipment they need to grow and succeed.